Bill the work, close the matter, get paid in full.
Law firms (MCC 8111) bill large one-off fees for completed work — a fixed fee for a finished matter, or an invoice for time already recorded — often to clients in another jurisdiction. Card rails answer that with reserves and disputes; on-chain settlement answers it with finality. This is for fees you have earned. Trust or client-account money, and any advance retainer, must not be paid through Zoyn.
The problem is the gap between paying and travelling.
Large single fees flagged by underwriting
A single fee for a finished matter, far above a firm's average ticket size, is an outlier, and large outliers are what rolling reserves and settlement holds are designed for.
A confirmed on-chain transfer is not a card-network dispute rail, so a large fee is not treated as a large exposure.
Fee disputes that would mean disclosing the file
Defending a card dispute over legal work means producing evidence of what was done — precisely the material a firm cannot circulate. That asymmetry makes disputes in this category expensive by default.
Zoyn does not reverse a settled transfer, so no part of the matter file ever has to be produced to a bank to keep a fee.
Co-counsel and referral shares moved by hand
Where a fee-sharing arrangement is permitted, the division is usually worked out after the fee clears and paid on from the firm's own account, adding a reconciliation step to every matter.
The fee settles to the firm's wallet, final, at confirmation — so where a fee-sharing arrangement is permitted, paying the other firm's share on is a USDC transfer whose timing you control, not a month-end reconciliation.
Overseas clients, correspondent banks, days of float
An international client's wire passes through intermediary banks, arrives short of the amount billed after spread and fees, and takes days the matter timetable does not allow for.
Settlement is USDC on Base L2 into a wallet the firm controls, with no banking intermediary in the path and no float to wait on.
One payment, settled to a wallet you control.
Create the fee link
Set the fixed amount and your matter reference. Send it with your final fee note or invoice for work already done — the link is yours.
Client pays their way
Card or crypto on a hosted checkout. Card availability depends on the buyer's location, currency, and available checkout providers. Card-funded payments are handled upstream by integrated global on-ramp bridges — the firm never touches card data.
Split contract routes the fee
Shares are fixed in bps when the contract is deployed: the firm's share and the platform fee. Every payment follows them exactly, verifiable on a public block explorer.
USDC lands in a wallet the firm controls
Smart-contract vault settlement on Base L2, final after the required network confirmations. Zoyn is not in the path and never holds the funds.
Where we can onboard you today.
Category
MCC 8111 are supported categories in this group. Your declared category is checked at signup.
Jurisdictions we cannot serve
We cannot onboard merchants operating from comprehensively sanctioned jurisdictions. A US state stays open when at least one checkout partner still serves buyers there. We do not hold ourselves out as licensed anywhere.
Wallet addresses you'll be paid to are checked against sanctions lists when you enter them, and re-checked every day after that.
What legal services merchants ask first.
Can clients pay a retainer or trust money through Zoyn?
No. Client trust (IOLTA) account funds must not be settled through Zoyn. That includes any money you have to hold for a client, such as an advance retainer that is not yet earned. Use Zoyn for fees you have already earned: a fixed fee for a completed matter, or an invoice for work you have billed. Payments settle to a wallet you control, which is not a client trust account.
What happens if a client disputes a fee after the matter closes?
Zoyn does not reverse it. Because the payment was pushed rather than pulled, a fee disagreement runs through your engagement terms and the ordinary costs process instead of a card-network dispute, and nothing from the matter file goes to a bank.
Does Zoyn ever have access to the funds?
No. Zoyn is not a payment processor, not a money transmitter, and never takes custody. Zoyn never holds settled funds, and the wallets a payment contract pays are fixed on-chain when it is set up.
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Get paid for the work you have billed.
Create a fee link for a completed matter or a billed invoice, and use the money once it clears. Not for trust or client-account funds, or advance retainers — those must not be paid through Zoyn.