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Pricing

One fee. Agreed with you, in writing, before you go live.

You only pay when you get paid: a single percentage of each settled payment. No monthly fee, no setup fee, no fixed per-payment charge. Because every business is different, your exact rate is set with you personally at approval rather than read off a generic price card.

Per-transaction fee
From 0.75%

Your exact rate is agreed at approval and put in writing before you go live. Rates are set per merchant, depending on your business, and the fee is divided out transparently on-chain (recorded directly on the public payment network, so anyone can check it) at the moment of settlement — never deducted from a balance we hold, because we never hold one. Every customer of yours pays the same rate, and any future change needs your explicit acceptance.

Card payments may also carry processing costs charged by the checkout network’s regulated partners, disclosed to the buyer at checkout. Zoyn does not set or receive those fees.

  • No monthly platform fee

  • No setup or onboarding fee

  • No fixed per-payment charge from Zoyn

  • One rate for all your customers — agreed in writing, never changed without your consent

How your rate is set

From first hello to a rate you’ve signed off on.

  1. 1

    Apply, or reach out through the contact form if you'd rather talk first.

  2. 2

    Tell us about your business — what you sell, where you operate, and the wallet you want to be paid to.

  3. 3

    We screen your application and propose your rate. You accept it in writing before anything goes live.

  4. 4

    If we ever propose a change later, it happens in the open, in the product — and you can say no.

Get a rate built for your business.

Tell us what you sell and roughly how much you move, and we'll propose a rate — in writing, before you commit to anything.

Legal & regulatory disclosures

Zoyn is a software provider operating a non-custodial payment orchestration platform — not a payment gateway, money transmitter, payment processor, or financial institution. Zoyn does not custody settled merchant funds or set provider reserve terms, and does not act as a merchant of record or money services business. Checkout and on-ramp providers may process or hold card- or bank-funded payments under their own terms before on-chain settlement reaches the merchant's nominated contract after required confirmations.

Direct merchant account onboarding supported across 64 verified global jurisdictions. A US state stays open when at least one checkout partner still serves buyers there. Global buyer checkout (USDC settlement) supported across 130+ countries via integrated on-ramp bridges; buyer-checkout coverage is determined by the third-party on-ramp providers, not by Zoyn, and may change without notice. Not available in sanctioned jurisdictions: CU, IR, KP, and the Crimea, Donetsk, and Luhansk regions of Ukraine.

© 2026 Zoyn. All rights reserved.