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Publishing & print media

Pre-order money that is genuinely yours the day it arrives.

Publishers and print media businesses (MCC 2741 and 5942) take pre-orders months ahead of a print run and owe a chain of contributors on every copy. On-chain settlement is treated as final only after the required network confirmations, so the pre-order money is genuinely yours when it arrives.

Why this category gets penalised

The problem is the gap between paying and travelling.

Pre-orders that ship a quarter later

Money taken for a title that has not been printed yet is exactly the long-fulfilment shape acquirers underwrite hardest, and a rolling reserve is the standard response to it.

On-chain settlement becomes final once the transaction confirms, and the confirmed leg is not a card-network dispute rail over pre-order revenue.

Disputes on copies and digital editions already delivered

A book that has shipped or a file that has downloaded can still be disputed, and on card rails the funds come back out of the publisher's account before the case is heard.

There are no card-network chargebacks on the on-chain leg, and Zoyn does not reverse a confirmed transfer out of a title's budget.

Contributors and translators abroad

A contributor run spread over several countries means several wires, several fees, an FX spread on each, and days of float before anyone is paid.

Paying a contributor or translator abroad is a USDC transfer you sign from your own wallet — no correspondent bank in the path and no float to wait on.

How it works

One payment, settled to a wallet you control.

How a travel booking settles through ZoynA traveller pays a booking link. The payment reaches a settlement contract, which divides it in fixed proportions set when it was deployed and pays the merchant’s own wallet and the platform fee directly. Zoyn sits outside the flow of funds.TravellerHostedcheckoutSplitcontractYour walletPlatform feeZoyn (config)Funds never pass through Zoyn
1

Create the title link

A fixed amount for the edition, the pre-order, or the bundle, with your own catalogue reference.

2

Reader pays card or crypto

Hosted checkout accepts both. Card availability depends on the buyer's location, currency, and available checkout providers. Card-funded payments clear upstream through integrated global on-ramp bridges, so card data never reaches you.

3

Split contract routes the funds

Shares are fixed in basis points when the contract is deployed: your share and the platform fee. Every sale follows them exactly, verifiable on-chain.

4

USDC settles to your wallet

Directly, on Base, into wallets you control. Zoyn sits outside the flow of funds.

Coverage

Where we can onboard you today.

Category

MCC 2741 and 5942 are supported categories in this group. Your declared category is checked at signup.

Jurisdictions we cannot serve

We cannot onboard merchants operating from comprehensively sanctioned jurisdictions. A US state stays open when at least one checkout partner still serves buyers there. We do not hold ourselves out as licensed anywhere.

Wallet addresses you'll be paid to are checked against sanctions lists when you enter them, and re-checked every day after that.

Common questions

What publishing & print media merchants ask first.

Does this replace our royalty accounting?

No. Royalty accounting — escalating rates, reserves against returns, advances being recouped — stays exactly where it is. What changes is the money on each side of it: sales settle to your wallet with finality, so contributors can be paid from money that has already landed instead of waiting on a quarter-end settlement.

How do contributors get paid?

From your wallet, on your schedule — and outside Zoyn. Paying contributors is a USDC transfer you send from your own wallet; Zoyn is a payment-link platform and is not in that flow. What it changes is that the sales behind the payment are settled and yours the day they confirm.

Do you hold pre-order money until the book ships?

No — Zoyn never takes custody, and it is not an escrow service. The payment settles on-chain to wallets you control at the moment it confirms. If you want pre-order funds held separately until a title ships, that is a decision you make with your own wallets and your own bookkeeping.

Looking for a different sector? See every supported industry.

Keep the pre-order from the day it is paid.

Create a title link, take the pre-order, and have the money once it clears.

Legal & regulatory disclosures

Zoyn is a software provider operating a non-custodial payment orchestration platform — not a payment gateway, money transmitter, payment processor, or financial institution. Zoyn does not custody settled merchant funds or set provider reserve terms, and does not act as a merchant of record or money services business. Checkout and on-ramp providers may process or hold card- or bank-funded payments under their own terms before on-chain settlement reaches the merchant's nominated contract after required confirmations.

Direct merchant account onboarding supported across 64 verified global jurisdictions. A US state stays open when at least one checkout partner still serves buyers there. Global buyer checkout (USDC settlement) supported across 130+ countries via integrated on-ramp bridges; buyer-checkout coverage is determined by the third-party on-ramp providers, not by Zoyn, and may change without notice. Not available in sanctioned jurisdictions: CU, IR, KP, and the Crimea, Donetsk, and Luhansk regions of Ukraine.

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