Get paid for a six-figure car, even when a large payment keeps getting declined.
Prestige, classic and collector car dealers sell cars priced above what most buyers can move in one go, often to someone in another country. Send the deposit and the balance as two payment links, and the buyer pays each in full from their own wallet. It settles to a wallet you control, after the required network confirmations.
Before you read on: we publish every business type we take and every one we refuse — 28 we take, 10 we refuse.
Check yours in ten secondsA price above normal limits, a buyer abroad, and a car that leaves on a transporter.
When a large payment is declined
A supercar, a restored classic or a limited-run model, bought by someone who has never paid you before: a single payment that size looks, to an automated check, like the pattern it was trained to stop. The price is agreed and the money still does not go through.
The buyer pays from their own wallet, for the exact amount on the link, and the payment reaches your wallet after the required network confirmations. The buyer sends it themselves; there is no card limit on a wallet payment, though wallet, network and compliance limits still apply.
The collector is abroad, and the car leaves on a transporter
The buyer saw the car at a private viewing, on a video walk-round or through an introduction, and lives in another country. The money has to cross a border before the car is loaded.
A buyer who holds stablecoins pays from wherever they are, in the currency the link was set in. A card option may also appear at checkout, but for a car at this price treat it as secondary: buyer eligibility depends on country, payment method, provider, and compliance checks, and a large card purchase can be limited, declined or asked for ID before it goes through.
The history or the condition turns into an argument
The service history, the matching numbers or the paintwork is questioned after the car has been delivered, when it is already out of your hands.
Your own sale contract and the car's paperwork, together with the law that applies to you, decide what is owed. Zoyn has no refund button: any money returned is a payment you send from your own wallet. A wallet payment is not pulled back by Zoyn after the required network confirmations; card-funded payments can still be disputed under the provider's own rules.
A deposit and a balance, whatever the car.
Supercars and new prestige models
A deposit link to reserve the car, then a balance link before it is handed over or loaded. Each is a fixed amount.
Classic and collector cars
One link per sale, with the chassis number and your stock reference in its description, so the buyer can see exactly what they are paying for.
Buyers overseas
The buyer pays the link from their own country before the car leaves. The link collects the price of the car only.
Reserved, paid, then handed over.
Agree the price, then send the deposit
A fixed link to reserve the car, with the make, the model and your stock reference as the description.
Send the balance before handover
A second link for the rest of the price. Anything agreed later, such as extra preparation work, is one more link for the exact amount.
The money lands in your wallet
Settlement reaches your wallet after the required network confirmations, in the currency the link was set in.
What a prestige car dealer asks first.
My buyer's bank keeps declining the payment. Will this help?
If the buyer holds stablecoins, they can pay from their own wallet, and no card limit applies to that payment. If they want to pay by card, the checkout may offer it, but a large card purchase can still be limited, declined or asked for ID.
Can I take a deposit now and the balance when the car is ready?
Yes, as two links, each a fixed amount. Every link is a single payment; there is no payment plan and nothing charges the buyer automatically.
Can Zoyn hold the money until the car arrives?
No. Zoyn does not hold money for anyone. The buyer pays the link, and the payment goes to your wallet after the required network confirmations. When the car is handed over is agreed between you and your buyer.
Do you check the car's history?
No. Zoyn takes the payment for the amount on the link. The car's history and the paperwork that proves it are yours to give your buyer.
Is the money really mine once it arrives?
It lands in a wallet only you control. Two honest limits: while your Zoyn account is under review, Zoyn pauses automatic payouts to your wallet until the review is finished; and a card payment can be declined or asked for ID before it is sent.
Do you accept my business?
We publish every business type we take and every one we refuse, and every application is checked before it goes live. We don't promise a timeline we can't keep.
Not sure we'd take your business at all? See what we accept and what we don't. Selling everyday new and used cars? Read the automotive page.
Take your next car sale on Zoyn.
Apply today, and each deposit and balance reaches your wallet after the required network confirmations. Every application is reviewed.