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Payments for heating and air conditioning installers

Take the equipment deposit, then the balance once it is running.

Heat pump, boiler and air conditioning installers order the equipment for each home, then fit and commission it weeks later. Send one link for the deposit when the order is signed, and one for the balance once the system is commissioned. Your customer pays from their own wallet, and stablecoins settle to a wallet you control. A deposit taken this way is a full payment, not a card hold, so returning any of it is a payment you send back yourself.

Before you read on: we publish every business type we take and every one we refuse — 28 we take, 11 we refuse.

Check yours in ten seconds
Why this is harder than it looks

Equipment bought first, a survey before the price, and a balance at the end.

The equipment is ordered for the job

A heat pump, boiler or air conditioning unit is bought for one home, before any work shows.

Send the deposit link when the order is signed, with the quote number as the description. Every link is a single payment of a fixed amount.

A survey comes before the price

You measure the home and size the system before you can quote for it.

Send the link once the quote is agreed, for the amount you quoted. A changed quote is a new link.

The balance waits until it runs

The last payment is due once the system is fitted and commissioned.

Send the balance link when the job is done. Zoyn keeps no card on file and charges nothing automatically.

Deposits and balances settle to a wallet only you control.

Two limits worth knowing. If your own account with us is under review, automatic payouts pause until that is resolved. And a buyer paying by card can be declined, or asked to prove who they are, before the money is sent — a payment that doesn't happen, never money taken back from you afterwards.

How it works

A deposit for the equipment, the balance once it runs.

1

Survey, quote and contract

Your contract says what the deposit is, when the balance is due, and what happens if the job is cancelled before it is fitted.

2

Send the deposit link, then the balance

Your customer pays from their own wallet, or by card where available — buyer eligibility depends on country, payment method, provider, and compliance checks.

3

The payment reaches your wallet

After the required network confirmations, in the currency the link was set in.

Common questions

What an installer asks first.

Part of the job is paid by a grant.

Send your customer a link for their own share only. Every link is a single payment of a fixed amount.

Can the balance be charged automatically?

No. Zoyn keeps no card on file and charges nothing automatically. Each payment is its own link, which you send when it is due.

The customer cancels after the equipment is ordered.

Your contract decides what is owed. Returning any of it is a payment you send back yourself. Zoyn has no refund button.

We also fit water heaters and do one-off repairs.

Send one link for each job once it is done, with the job number as the description.

What does it cost me?

A percentage of each payment, agreed with you in writing before you go live: crypto payments start at 0.75%, and card payments, if your business can take them, have a separate, higher price. No monthly platform fee and no setup fee. Network fees, and any extra charge for how your customer pays, are separate. Your customer pays them on top of your price and sees their total before they pay.

Will you take my installation business?

We publish every business type we take and every one we refuse, and every application is reviewed before it goes live. We don't promise a timeline we can't keep.

Fitting solar panels or home batteries too? Read the page for solar and battery installers. Fitting car chargers? Read the page for EV charger installers. Not sure we'd take your business? See exactly how we decide.

Take your next installation deposit as one link.

Apply today, and settle each payment to a wallet only you control after the required network confirmations. Every application is reviewed.

Zoyn

Get paid in digital dollars, straight to a wallet you control.

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Legal

Legal & regulatory disclosures

Zoyn is software. It is not a bank, a payment processor, a payment gateway, a money transmitter or a money services business. Zoyn is never the seller in a sale (the "merchant of record"). Zoyn never holds a shop's money, and does not decide how long a payment company may hold it. When a customer pays by card or bank, the payment company handles that payment under its own terms and may hold it for a short time. The money then goes to the shop's own payment contract once the payment network has confirmed it.

Businesses can be based in 64 jurisdictions. A US state stays open when at least one checkout partner still serves buyers there. Customers can pay from 130+ countries through the checkout providers we connect to; which countries customers can pay from is set by those providers, not by Zoyn, and may change without notice. Not available in sanctioned jurisdictions: Cuba, Iran, North Korea, Sudan, Syria, and the Crimea, Donetsk, and Luhansk regions of Ukraine.

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