Everything you need to accept stablecoin payments.
Payment links your customers can pay by card in the countries listed on our Markets page, or crypto, a dashboard that keeps your books straight, and access for your whole team — while your money settles directly to a wallet you control.
The tools to run payments, without the middleman risk.
Payment links
Create a link for any fixed amount — with a name and description — and share it anywhere. Set an expiry date so a quote stops accepting payment when it lapses. Your customer pays by card in the countries listed on our Markets page, or crypto, on a secure hosted checkout.
A dashboard that keeps the books straight
Every payment, its live status, and when it settled, all in one place. That record comes straight from the network itself, and every settled payment carries a transaction ID you can look up on a public block explorer (a free website that shows blockchain payments) to check it against your own records, without taking our word for it.
Payments that land in your wallet, not ours
Your money goes to a wallet you control — we never hold a balance for you. Once the network confirms a payment, it is yours. If your customer pays by card or bank transfer, the company that takes that payment applies its own rules on processing, holds, disputes and refunds.
Team access with sensible limits
Invite your team with roles that match their jobs — Owner, Location manager, Team leader, Agent, and Financial viewer. Your financial viewer sees reports and changes nothing; your agents create links; only the owner changes the settings that matter. If those five don't quite fit, build a custom role with exactly the extra permissions you choose, layered on top of any of them.
Invoices
Send a numbered invoice with a line-by-line breakdown of what you're charging for. It creates its own payment link automatically, so your customer pays it exactly the way they'd pay any link.
Checkout on your own web address
Point your own domain at your checkout page, so the page your customer pays on shows your web address instead of ours.
Exports for your accountant
Download your full payment history as a CSV whenever you need it — for bookkeeping, tax season, or your own analysis.
Connects to your systems
If you run your own software, signed webhooks and a JSON API keep your systems in sync with every payment event — in the same familiar format used across the payments industry. Access is provisioned through our developer program while dashboard self-serve rolls out.
The parts that matter once you're not the only person using it.
Run more than one location
Add each shop, branch, or outlet as its own location — with its own payout wallet, if you want the money for each one to land somewhere different.
A record nobody can quietly edit
Every sensitive change on your account is written to an audit trail — who made it, and when — and nothing in that record can be altered or deleted afterward.
Told when it matters
You get an email the moment something sensitive changes on your account, like your payout wallet or your settlement currency, so nothing changes without you knowing.
Where Zoyn stands with your money.
These are not policies we promise to follow — they are limits built into how the system works.
We never hold your money
Payments settle directly from your customer to your wallet. There is no Zoyn balance, no holding account, no payout schedule.
We never see card numbers
Card payments are handled end to end by our checkout partner's regulated providers, on their pages — never on ours or yours.
Where you keep your wallet matters
Zoyn never holds your money. If you keep your wallet yourself, in your own wallet app or on your own device, we hold no key to it and cannot spend from it. If you keep it inside the payment account whose credential you gave us, that credential can reach it, which is why you can revoke it at any time.
Curious how that works under the hood? Read about our security model.
See it with your own payments.
Applying takes minutes. We screen your application and agree your fee with you in writing — then this runs on your own payments, exactly as shown above.