Take the tuition, teach the course, keep the fee.
Schools, bootcamps and training providers (MCC 8299) collect for terms that run for months and enrol students from anywhere. Acquirers price the delivery gap as risk and international payments as friction. On-chain settlement answers both.
The problem is the gap between paying and travelling.
Fees collected before a course that runs for months
Tuition taken in advance of a term is exposed for the whole teaching period, and prepaid education is a recognised delayed-delivery category where acquirers commonly impose a rolling reserve.
Settlement is treated as final only after the required network confirmations, and that confirmed leg is not a card-network dispute rail, so course length has no bearing on when you can spend the fee.
Disputes once course access is granted
A student who has logged in, downloaded the material and then disputes leaves you with attendance logs an acquirer is not obliged to find compelling — and the funds are pulled back before the argument starts.
Push-finality: Zoyn does not reverse a settled payment, so your enrolment agreement decides withdrawals rather than an issuer.
Instructor revenue share worked out by hand
Courses delivered by contract instructors or partner academies owe a share of every enrolment, usually calculated at month end and paid out of the school's own account.
Enrolment fees settle to your wallet, final, at confirmation, so instructors can be paid on timing you control, from your own wallet, out of money that has already landed — no waiting on a month-end settlement.
International students, declined cards
Cross-border tuition payments meet issuer declines, currency conversion and cross-border interchange, and the family's bank transfer alternative brings a correspondent bank and a spread.
Students pay by card through integrated global on-ramp bridges in the countries listed on our Markets page, or directly in crypto, and either route settles as USDC on Base L2 by default.
One payment, settled to a wallet you control.
Create the enrolment link
Set the fixed amount for the term, module or cohort and add your student reference. Send it with the offer or the enrolment pack.
Student pays their way
Card or crypto on a hosted checkout. Card availability depends on the buyer's location, currency, and available checkout providers. Card-funded payments are handled upstream by integrated global on-ramp bridges — you never touch card data.
Split contract routes the enrolment
Shares are fixed in bps when the contract is deployed: the school's share and the platform fee. Every enrolment follows them exactly, verifiable on a public block explorer.
USDC lands in your vault
Smart-contract vault settlement on Base L2, final after the required network confirmations, into a wallet the school controls, which is not itself a card-network dispute rail.
Where we can onboard you today.
Category
MCC 8299 and 8220 are supported categories in this group. Your declared category is checked at signup.
Jurisdictions we cannot serve
We cannot onboard merchants operating from comprehensively sanctioned jurisdictions. A US state stays open when at least one checkout partner still serves buyers there. We do not hold ourselves out as licensed anywhere.
Wallet addresses you'll be paid to are checked against sanctions lists when you enter them, and re-checked every day after that.
What education & training merchants ask first.
Can we offer a payment plan across the term?
You can send a separate fixed-amount link for each stage, and the student completes each one. What Zoyn does not do is recurring billing: no instalment is ever debited automatically, so a plan is a schedule of links you send rather than a mandate over the student's card.
What if a student withdraws part-way through?
You refund from your own wallet according to your withdrawal policy. Zoyn does not reverse it, and there is no card-scheme chargeback fee on the on-chain leg, so the pro-rata calculation in your enrolment agreement is what governs — not an issuer's dispute rules.
Do you hold tuition until the course finishes?
No. Zoyn is not a payment processor and does not defer or escrow settlement. Funds move from the student into a split contract that pays your wallet directly, and Zoyn never holds them.
Looking for a different sector? See every supported industry.
Spend the tuition on the teaching.
Create an enrolment link, take the fee, and settle it once it clears.