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Payments for life, business and executive coaches

Take payment for a coaching programme, in full or in two parts.

Coaches usually agree a programme on a call, then deliver it over the following weeks. Send one link for the full fee, or two: a deposit to start and a balance later. Your client pays from their own wallet, wherever they are, and stablecoins settle to a wallet you control. Each link is one fixed payment, and nothing is charged automatically.

Read this first: we publish every business type we take and every one we refuse — 28 we take, 11 we refuse.

Business types we refuse
  • Gambling / wagering
  • Money services / FX
  • Cannabis / marijuana
  • Firearms / ammunition
  • Adult / NSFW content
  • Tobacco / vape
  • Cryptocurrency trading / DEX
  • Debt collection
  • Multi-level marketing
  • Bail bonds
  • Income-claim and make-money-online programmes
See the full list, including what we take

One thing we don't take: programmes sold on a promise of what the buyer will earn, such as make-money-online courses and business-opportunity schemes. We don't take these.

Why this is harder than it looks

A price agreed on a call, and weeks of work still to come.

The sale happens on a call

Clients agree to a programme after a conversation, not by clicking a button on a page, and they may live anywhere.

Send the link straight after the call, for the amount you agreed. Every link is a single payment of a fixed amount.

Paid now, delivered over weeks

A programme is paid before the first session and delivered over the weeks that follow.

Take it in full, or as two parts: a deposit to start and a balance later, each as its own link. Nothing is charged automatically.

A disagreement after the programme

In coaching, a complaint tends to arrive after the sessions, about what the client expected.

Your written agreement decides what, if anything, is owed back. Returning any of it is a payment you send back yourself. Zoyn has no refund button.

Programme fees settle to a wallet only you control.

Two limits worth knowing. If your own account with us is under review, automatic payouts pause until that is resolved. And a buyer paying by card can be declined, or asked to prove who they are, before the money is sent — a payment that doesn't happen, never money taken back from you afterwards.

How it works

One agreement, one or two links, then the sessions.

1

Agree the programme in writing

Your agreement says what is included, how many sessions, and whether it is paid in full or in two parts.

2

Send the link after the call

Your client pays from their own wallet, or by card where available — buyer eligibility depends on country, payment method, provider, and compliance checks.

3

The payment reaches your wallet

After the required network confirmations, in the currency the link was set in.

Common questions

What a coach asks first.

Can a client pay in instalments?

Zoyn offers no financing and no instalment plans. If you agree a deposit and a balance, send them as two links, each a fixed amount, on the dates you choose. There is no automatic monthly charge.

Their company is paying for executive coaching.

Send the link to whoever pays, with your invoice number as the description. A company's accounts team can pay it from wherever they are, once, for the amount on it.

What goes in the link description?

Your invoice or agreement number. Never your client's name or anything about what they are working on.

What does it cost me?

A percentage of each payment, agreed with you in writing before you go live: crypto payments start at 0.75%, and card payments, if your business can take them, have a separate, higher price. No monthly platform fee and no setup fee. Network fees, and any extra charge for how your customer pays, are separate. Your customer pays them on top of your price and sees their total before they pay.

Will you take my coaching business?

We publish every business type we take and every one we refuse, and every application is reviewed before it goes live. We don't promise a timeline we can't keep.

Selling a recorded course instead? Read the page for online course creators. Running workshops on a set date? Read the page for seminars and workshops. Not sure we'd take your business? See exactly how we decide.

Send your next programme fee as one link.

Apply today, and settle each payment to a wallet only you control after the required network confirmations. Every application is reviewed.

Zoyn

Get paid in digital dollars, straight to a wallet you control.

Company

Legal

Legal & regulatory disclosures

Zoyn is software. It is not a bank, a payment processor, a payment gateway, a money transmitter or a money services business. Zoyn is never the seller in a sale (the "merchant of record"). Zoyn never holds a shop's money, and does not decide how long a payment company may hold it. When a customer pays by card or bank, the payment company handles that payment under its own terms and may hold it for a short time. The money then goes to the shop's own payment contract once the payment network has confirmed it.

Businesses can be based in 64 jurisdictions. A US state stays open when at least one checkout partner still serves buyers there. Customers can pay from 130+ countries through the checkout providers we connect to; which countries customers can pay from is set by those providers, not by Zoyn, and may change without notice. Not available in sanctioned jurisdictions: Cuba, Iran, North Korea, Sudan, Syria, and the Crimea, Donetsk, and Luhansk regions of Ukraine.

© 2026 Zoyn. All rights reserved.